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Gambling as a new tool for financial advisors: Risk Profiling and a new risk assessment tool

Financial advisors use paper-based questionnaires to retrieve the information useful to address the clients toward the right financial products and investment mix. In 2004 the European Parliament issued the MiFID (Markets in Financial Instruments Directive) that has the objective to increase competition and investor protection, and levels the playing field for market participants in investment ser

Check me out im a 15 year old rapper

Soundcloud is the worlds third largest streaming platform for music. Despite this, the website is riddled with spam comments that disturb user experience. This spam diers much in format and content from the email spam that we are used to seeing, and that most classic spam lters have been developed to detect. On soundcloud, 90% of spam comments are written by users wanting to self-promote their own

A numerical comparison of the thermoacoustics for different equivalence ratios for n-dodecane using LES

Klimatförändringarna påverkar vår värld och det behövs ett mer hållbart samhälle. Flygindustrin är i behov av förändring, men flygmotorer är mycket komplexa och tar tid att utveckla. Termoakustiska instabiliteter har kraften att förstöra en motor, men också att minska miljöpåverkan. Samtidigt möjliggör ökad beräkningskraft i moderna datorkluster att detaljerade simuleringar kan utföras för att stuClimate change is affecting our world and a more sustainable society is needed. The aviation industry is in need of change but aero-engines are very complex and take time to develop. Thermoacoustic instabilities have the power to destroy an engine, but also to reduce the environmental impact. At the same time, increasing computational power allows detailed simulations to be executed in order to st

“The winner in war is also a loser” Imran Khans utrikespolitiska vision och ‘den nya vägen’ för Pakistan

Understanding foreign policy changes has been an important part of academic research for decades. During the Cold War, when national security was at its most uncertain, we saw a focus on recognizing the patterns that could lead to changes in how a state approaches their foreign policy. In 2018 Imran Khan was elected prime minister in Pakistan along with his party Pakistan Tehreek-E-Insaf. Along ca

Hur personer med kognitiv funktionsnedsättning upplever och hanterar sin vardag som förälder- en litteraturstudie.

Bakgrund: Personer med kognitiva funktionsnedsättningar behöver vardagligt stöd i större utsträckning än andra. När individer inom denna grupp antar den utmanande och krävande föräldrarollen saknas stöd som är utformat efter deras behov. Syfte: Med utgångspunkt i befintlig litteratur undersöker denna studie hur personer med kognitiv funktionsnedsättning upplever och hanterar sin vardag i relation

Rättvis rättegång på kostnadsdiet - Allmän domstol och frågan om ersättning för rättegångskostnader i förvaltningsmål

Enligt Högsta förvaltningsdomstolens bedömning i HFD 2022 ref. 10 ska yrkanden om ersättning för rättegångskostnader i förvaltningsmål avvisas framöver. Samtidigt har såväl Högsta domstolen som Högsta förvaltnings-domstolen uttalat att det i vissa situationer kan stå i strid med rätten till en rättvis rättegång om en enskild inte ges en möjlighet till kostnadsersättning. Högsta förvaltningsdomstolAccording to the Swedish Supreme Administrative Court's judgement in the case HFD 2022 ref. 10, claims for reimbursement of legal costs in administrative cases should be rejected in future. At the same time, both the Swedish Supreme Court and the Swedish Supreme Administrative Court have stated that in certain situations it may be contrary to the right to a fair trial if an individual is not g

Arbetslös för barnets bästa? - Arbetsrättsliga konsekvenser av HVB-placeringar för föräldrar i arbetslivet

Svensk rätt erbjuder ett starkt skydd för både barn och arbetstagare. När en förvärvsarbetande förälder placeras på ett HVB-hem tillsammans med sitt barn uppstår dock en rättslig spänning. För dessa situationer finns ingen särskild reglering som tydliggör förälderns rätt till ledighet eller ekonomisk ersättning, trots att frånvaron bygger på ett myndighetsbeslut med barnets bästa som utgångspunkt.

Exploring the Threads of Clothing Repair Practice: A Social Practice Approach to Clothing Repairs

This thesis explores the phenomenon of clothing repair. The fashion industry stands out as one of the most environmentally unsustainable sectors globally, largely due to its adoption of the linear production and consumption model of take, make, and waste. In response to this, the European Union has prioritized textiles in its Circular Economy Action Plan, and within it repair emerges as the most d

System analysis of a multifunctional PV/T hybrid solar window

Abstract in UndeterminedThe work presented in this article aims to investigate a PV/T hybrid solar window on a system level. A PV/T hybrid is an absorber on which solar cells have been laminated. The solar window is a PV/T hybrid collector with tiltable insulated reflectors integrated into a window. It simultaneously replaces thermal collectors, PV-modules and sunshade. The building integration lo

3D Algebraic Iterative Reconstruction for Cone-Beam X-Ray Differential Phase-Contrast Computed Tomography.

Due to the potential of compact imaging systems with magnified spatial resolution and contrast, cone-beam x-ray differential phase-contrast computed tomography (DPC-CT) has attracted significant interest. The current proposed FDK reconstruction algorithm with the Hilbert imaginary filter will induce severe cone-beam artifacts when the cone-beam angle becomes large. In this paper, we propose an alg

The effect of foreign aid on growth in sub-Saharan Africa - a panel data study on sectoral aid flows

Foreign aid and its success in generating economic growth is a heavily debated issue. Even though the primary goal of foreign aid might be to reduce poverty, generating economic growth is likely to be an important component in this matter. Widespread poverty in the sub-Saharan African region despite fifty years as recipients of foreign aid might indicate that aid has not been successful in promoti

CORRUPTION IN NIGERIA

Any attempt to understand the developmental and democratic predicament of Nigeria should take into consideration the problem of endemic corruption in the country. Political and bureaucratic corruption is so widespread that it has engulfed the Nigerian political system at all levels of government. However, it will be wrong and indeed unfair to assume that successive governments have done nothing ab

Aktivitet i ingenmansland : En undersökning av sökbeteendet bland arbetslösa sjukskrivna

Absenteeism due to sickness has increased during the last few years and has become a serious problem of society in Sweden. Among the sick-listed there is a group that apart from being sick are also unemployed. The aim of this paper was to study if and how the unemployed seek employment when they are sick-listed. Central questions have been if the unemployed seek employment while they are sick-lis

Bargain down the Law - The Commission's method to ensure compliance with EC-law as bargaining or judicial procedure

The Commission initiated, in 2002 alone, over 2300 cases of alleged infringements of EC law under the general mechanism for supranational monitoring provided for in article 226 of the EC Treaty. Most cases were terminated before the formal infringement procedure started whereas some were taken all the way to the Court of Justice for a judicial solution. One of the few theoretical accounts of the

Teoretisk kunskap i en praktisk verklighet: en intervjustudie om socionomers och arbetsledares kunskapssyn i socialtjänstens arbete med barn och unga

The purpose of this thesis is to examine how social workers perceive the concept of knowledge within social services, particularly within children and youth services. Our goal is also to study the employer's expectations and demands on graduate social workers. The main questions we address in this thesis are; What knowledge is seen as useful by employers and graduate social workers working in

Environmental Considerations and Business Operations of Commercial Banks in China - A case Study of the Project Loan Appraisal Policy of ICBC

Commercial banks in China, such as the Industrial and Commercial Bank of China (ICBC) should take environmental considerations into their business operations and policies to 'green' their business, from the perspective of risk management and business marketing. This is not only the social responsibility for them as a corporate citizen which is playing an important role in the business life

The Polluter Pays Principle in the European Waste Framework Directive

Förorenaren betalar är en ekonomisk princip som internaliserar externa kostnader. Principen är således en metod genom vilken kostnader för förorening kan bli fördelade. Principen kan också beskrivas genom att använda ett rättviseargument, eftersom det kan anses rättvist att förorenaren ska betala för den förorening som han bidragit till. Förorenaren betalar har använts i internationell rätt och anThe polluter pays principle is an economic principle through which external costs can be internalised. The principle is thus a way of allocating costs for pollution. The principle can also be described using a fairness argument, where it would seem fair that the polluter pays the costs for the pollution which he has contributed to. It has been extensively used in international law, and has been re