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ABSTRACT Title: Micro-Credit and Loans: Credit Riskmanagement Differences Seminar date: 2010-01-21 Course: NEKK01 - Bachelor Essay, 15 ECTS Author: Philip Thuresson Supervisor: Anders Vilhelmsson Ph.D. Keywords: Micro-credit, Risk, Yield Purpose: The purpose of this essay is to examine the differences in the risk analysis and credit process between micro-credit institutions and banks. Theoretical
The argument running through Sevilla-Buitrago’s analysis is that spatial planning as a form of expertise cannot be untethered from capitalist urbanization, but that planning also must be related to urban commons, conceptualized as the actually existing self-management of resources in opposition to capital. The book’s four case studies are used all in an argument contending that planning must ‘neutThe argument running through Sevilla-Buitrago’s analysis is that spatial planning as a form of expertise cannot be untethered from capitalist urbanization, but that planning also must be related to urban commons, conceptualized as the actually existing self-management of resources in opposition to capital. The book’s four case studies are used all in an argument contending that planning must ‘neut
This thesis studies the impact of the war in Ukraine on stock prices of firms within the European defense industry. While previous studies have examined the effects of war on stock prices of defense firms, fewer studies specifically focus on the war in Ukraine. Furthermore, this thesis focuses solely on European defense firms, offering a new geographical perspective to the topic. Additionally, the
The efficiency and performance of a flying animal is directly related to the aerodynamics around its body and flapping wings. Here, I have developed methods for quantifying the wake dynamics around a flying animal. The results are used to estimate the aerodynamic performance of flapping flight. Using these methods, I have studied flight of the Pied Flycatcher (Ficedula hypoleuca), the Pallas’ Long
Brevmall Språk- och l i t tera turcen t rum Kurslitteratur för FÖUN06, Tillämpad översättningsteori, 15 hp Fastställd av Forskarkollegiet för språkvetenskap 2014-06-04. Obligatorisk litteratur a) Aspekter på översättningsteori och översättningsvetenskap Granger, Sylviane. (2003). “The corpus approach: a common way forward for Contrastive Linguistics and Translation Studies?” I: Granger, Sylviane.
https://www.sol.lu.se/media/utbildning/dokument/kurser/FOUN06/20142/FU_N06_webb.pdf - 2026-05-17
This study aims to highlight the discursive structures present in Sweden's integration policy document. It focuses on defining the concept of integration and how the subject is constructed in the policy document. The study critically examines how immigrants are constructed in relation to "Swedishness" and identifies which actors are responsible for promoting integration. The research
The result of our project is an induction cooktop that utilizes temperature sensors along with an interface that provides new functionality when using different products on the stove. We also designed a kettle, a coffee maker and a waffle iron to visualize the concept. The motivation for our project came from the fact that many kitchens today are full of electric kitchen appliances, each with its
This study examines how public transport passengers experience and use travel time and under what conditions they are particularly concerned about shorter travel time. Using a survey of Swedish public transport users and a follow-up focus group, we compare current patterns with a similar 2009 study. Findings indicate a slight decline in perceived value of travel time, coinciding with a marked redu
The competition policy is an area of law that moulds itself according to the structure of the society and evolves by habitually adjusting to the dynamics of the national economies. Due to various historical contexts as well as to the distinct economic systems, the competition law in EU and Japan walked on different paths at different rhythms. However, in both jurisdictions the dissimilarities have
There is a large interest in pre-Christian religion and ritual places in many disciplines; history of religions and archeology among others. These two disciplines have for a long time worked on different terms with the studies on this subject. Scholars of religion have used written sources from the Medieval Times to interpret the ritual sites and actions from pre-Christian times while archaeologis
Popular Abstract in English Prostate cancer is one of the most common causes of death for men. This disease can be detected at different stages and if it is detected at an initial stage there are many therapies to choose from. However, if it is detected at an advanced stage the options are reduced and most of the treatments are aggressive in an effort to extend the patient’s life. The most common In search for remedies and treatments, science has recurred to Mother Nature. This is where galiellalactone was found, a fungal metabolite isolated from Galiella rufa in 1990. Since then chemists and biologists have been studying its properties and found it to be a potential candidate against castration-resistance prostate cancer (CRPC). The development of a new drug requires many studies of the c
Popular Abstract in English In Mozambique, many wild fruit species occur naturally in forest environments. Most of the wild fruits are consumed fresh because of their short shelf-life when ripe. Forests play an important role in rural communities as a source of food and medicinal and social/cultural services and also provide a source of income when fruits are sold at local markets. Some parts of MVangueria infausta (African medlar) is a wild fruit found in southern and central Mozambique. The ripe fruit has a leathery skin enclosing three to five seeds embedded in a soft pulp that tastes like apple. It plays an important role in the diet of the rural population and has the potential for commercial use. The fruit is mostly eaten fresh, and sometimes mixed with porridges, but in some parts
The aim of this paper is to examine the impact of overweight and obesity on early retirement. Data is gathered from the Survey of Health, Ageing and Retirement in Europe (SHARE) database and on this data a linear probability model is applied, using both a Pooled Ordinary Least Squares (POLS) and a Fixed Effect (FE) strategy. In addition, separate regressions are run for current and lagged Body Mas
Increasing demands for highly sensitive, accurate, fast and portable analytical assays have led to the development of new analytical tools. The integration of highly specific biological sensing elements and appropriate transducers has enabled design of even more efficient biosensor devices for the detection of target substances. In a clinical setting, early detection of biomarkers is crucial for
Two of Cassian’s works, the Institutiones and the Collationes, are preserved in both Latin and Greek, and almost all scholars have taken it for granted that he wrote exclusively in Latin. This paper examines two passages from Cassian’s writings, one from the Institutiones (which has a parallel in an Evagrian florilegium) and the other from the Collationes. Arguing against the prevailing view, the
Första tidskrifterna på Publicera banar väg för fler KB:s nationella plattform för öppet vetenskapliga tidskrifter har under sommaren publicerat sina första nummer. Det handlar om tidskrifterna Current Swedish Archaeology, Tidskrift för Litteraturvetenskap och Kulturella Perspektiv. Hur den här plattformen i framtiden kommer förhålla sig till LU:s lokala OJS-installation får vi anledning att
https://www.lub.lu.se/internt/artikel/nyhetsbrev-september-e-media-och-vetenskaplig-kommunikation-2 - 2026-05-15
A decade ago, Nordic cooperation on security and defence matters gained momentum, having been largely absent fromthe map of Nordic cooperation during the Cold War and its aftermath. This article analyses developments along three dimensionsof Nordic cooperation: military defence (focusing on the Nordic Defence Cooperation), civil security (in the formof the ‘Haga’ process), and political cooperatioA decade ago, Nordic cooperation on security and defence matters gained momentum, having been largely absent fromthe map of Nordic cooperation during the Cold War and its aftermath. This article analyses developments along three dimensionsof Nordic cooperation: military defence (focusing on the Nordic Defence Cooperation), civil security (in the formof the ‘Haga’ process), and political cooperatio
